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ProRisk Insurance

Excess Liability Insurance

Protect your employees and your business

Understanding Excess Liability

Excess Liability Insurance: An Overview

Excess liability insurance is a type of coverage that provides extra protection beyond the limits of an existing liability insurance policy. It acts as a backup policy that kicks in when a primary policy’s limits are exhausted due to a large claim or lawsuit.

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Key Features of Excess Liability Insurance

Example Scenario:

  • A business has $1 million in general liability coverage.
  • They face a $1.5 million lawsuit.
  • Their excess liability insurance with a $2 million limit covers the additional $500,000 after the primary policy is maxed out.
ProRisk Insurance

Excess Liability Insurance

As an independent insurance agency, we have access to multiple top-rated insurance companies. Our team will take the time to compare rates and find you the best deal!

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