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Contractors Insurance

Protect your employees and your business

Fast, Job-Ready Coverage for Licensed Contractors

Contractor Insurance That Gets You Certified and On the Job

Whether you’re a solo handyman, a remodeling team, or a growing construction business, having the right insurance isn’t optional — it’s essential. ProRisk helps contractors meet compliance requirements, win bids, and protect their business with policies built around how and where they work.

contractors

What Contractor Liability Insurance Typically Covers

General liability insurance is the foundation of protection for contractors. It can include:

  • Bodily injury to third parties

  • Property damage caused during work

  • Completed operations liability

  • Legal defense costs

  • Advertising injury or reputational claims

Need more than liability? We can also help with:
🟡 Commercial auto
🟡 Tools & equipment
🟡 Workers’ compensation
🟡 Umbrella liability

Who Needs Contractor Insurance?

Our contractor coverage is designed for:

  • General contractors

  • HVAC technicians

  • Electricians

  • Plumbers

  • Roofers & painters

  • Remodelers & drywall crews

  • Concrete & foundation specialists

  • And more…

If your work takes you onto someone else's property — you need protection.

Contractor Insurance FAQs

Fast Answers to Help You Get Insured and On the Job

Do I need insurance if I’m a subcontractor?

How fast can I get a certificate of insurance (COI)?

What’s the difference between general liability and workers’ comp?