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Coverage That Defends Your Data, Brand, and Bottom Line

Cyber Liability Insurance for Small Businesses

Cyber attacks don’t just target big companies. From ransomware and phishing to data breaches and wire fraud, cybercrime can bring any business to a halt. ProRisk offers fast, affordable coverage that helps small and mid-sized companies recover quickly and keep customers' trust.

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Cyber Liability Insurance Quotes

What is cyber liability insurance?

Cyber liability insurance helps protect businesses from financial losses caused by cyberattacks, data breaches, and other technology-related risks. This coverage helps businesses manage the costs associated with recovering from a cyber incident, including legal fees, data recovery, and customer notifications.

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What Cyber Insurance Can Cover

A cyber liability policy typically includes:

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Ransomware response and recovery

If hackers lock down your systems and demand a payment, your policy helps cover the cost of expert negotiators, ransom payments (if allowed), and system restoration.
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Legal Fees & Regulatory Fines

If you're sued or investigated due to a breach, your policy helps cover the costs of attorneys, settlements, and penalties imposed by regulators such as the FTC or state privacy boards.
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Cyber Extortion & Ransomware

In extortion events like ransomware or blackmail, this helps pay professional negotiators and cybersecurity experts to manage the threat and protect your data.
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Business Interruption and Lost Income

A cyber attack can shut your systems down for days. This coverage reimburses you for income lost during the downtime, helping you stay afloat.
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Credit Monitoring for Affected Customers

After a breach, offering credit monitoring builds trust. This coverage pays to monitor impacted customers’ credit to help limit fallout and restore confidence.
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IT Forensics and Incident Investigation

Cyber insurance pays for specialists to investigate how the breach happened, contain the threat, and help you prevent it from happening again.

Who needs cyber liability insurance?

If your business stores customer data, takes online payments, or uses cloud-based systems, you're a target. Cyber insurance is critical for:

  • Law firms and CPAs

  • Medical and dental practices

  • eCommerce and retail stores

  • Contractors and service providers

  • Financial and real estate professionals

  • Any business that operates online

Contractors

Trucking Companies

Financial Institutions

Roofers

Small Businesses Handling Customer Data

With cyber threats on the rise, cyber liability insurance is a crucial safeguard to protect businesses from costly data breaches and cyberattacks.

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