Whether you’re a solo handyman, a remodeling team, or a growing construction business, having the right insurance isn’t optional — it’s essential. ProRisk helps contractors meet compliance requirements, win bids, and protect their business with policies built around how and where they work.
General liability insurance is the foundation of protection for contractors. It can include:
Bodily injury to third parties
Property damage caused during work
Completed operations liability
Legal defense costs
Advertising injury or reputational claims
Need more than liability? We can also help with:
🟡 Commercial auto
🟡 Tools & equipment
🟡 Workers’ compensation
🟡 Umbrella liability
Our contractor coverage is designed for:
General contractors
HVAC technicians
Electricians
Plumbers
Roofers & painters
Remodelers & drywall crews
Concrete & foundation specialists
And more…
If your work takes you onto someone else's property — you need protection.
Fast Answers to Help You Get Insured and On the Job
Yes. Even if the general contractor has coverage, you're still responsible for your liability. Many job sites require proof of insurance before you can work.
Most COIs are issued within 24 hours — sometimes the same day. We know contracts move fast, and we’re built to help you move faster.
General liability covers damage or injury you cause to others. Workers’ compensation covers injuries to you or your team while working. Most states require both for certain contractor types.