---
title: Employment Practices Liability Insurance
description: Protect your business from employee lawsuits with Employment Practices Liability Insurance (EPLI). Get coverage for claims of discrimination, harassment, wrongful termination, and more.
---

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 Type of Coverage

 Type of Coverage

[Small Business Insurance](https://proriskinc.com/small-business-insurance?hsLang=en)

[Cyber Liability Insurance](https://proriskinc.com/cyber-liability-insurance/?hsLang=en)

[Trucking Insurance](https://proriskinc.com/pro-trucking-insurance?hsLang=en)

[Contractors Insurance](https://proriskinc.com/contractors-insurance?hsLang=en)

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 ProRisk Insurance

# Employment Practices Liability Insurance

We’ll help you find the bond you’re looking for

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 EPLI Insurance Quotes

## What is EPLI Insurance?

Employment Practices Liability Insurance (EPLI) protects businesses against claims made by employees alleging workplace violations such as discrimination, harassment, wrongful termination, or retaliation. This coverage helps businesses cover legal defense costs, settlements, and judgments resulting from employment-related lawsuits.

![Employment Practices Liability Insurance image](https://proriskinc.com/hs-fs/hubfs/Employment%20Practices%20Liability%20Insurance%20image.webp?width=1024&height=682&name=Employment%20Practices%20Liability%20Insurance%20image.webp)

## What does EPLI cover?

EPLI insurance typically provides protection against:

![circle gold](https://proriskinc.com/hs-fs/hubfs/circle%20gold.png?width=512&height=512&name=circle%20gold.png)

### Wrongful termination

Claims that an employee was fired unfairly.

![circle gold](https://proriskinc.com/hs-fs/hubfs/circle%20gold.png?width=512&height=512&name=circle%20gold.png)

### Discrimination

Allegations of bias based on race, gender, age, disability, or other protected characteristics.

![circle gold](https://proriskinc.com/hs-fs/hubfs/circle%20gold.png?width=512&height=512&name=circle%20gold.png)

### Sexual harassment

Accusations of inappropriate workplace behavior.

![circle gold](https://proriskinc.com/hs-fs/hubfs/circle%20gold.png?width=512&height=512&name=circle%20gold.png)

### Retaliation

Claims that an employer took adverse action against an employee for whistleblowing or exercising legal rights.

![circle gold](https://proriskinc.com/hs-fs/hubfs/circle%20gold.png?width=512&height=512&name=circle%20gold.png)

### Breach of employment contract

Disputes over terms and conditions of employment agreements.

![circle gold](https://proriskinc.com/hs-fs/hubfs/circle%20gold.png?width=512&height=512&name=circle%20gold.png)

### Failure to promote or hire

Claims related to unfair hiring or promotion practices.

## Who needs EPLI Insurance?

EPLI is essential for businesses of all sizes, but it’s especially important for companies with employees, as lawsuits from current or former workers can be costly and time-consuming. Even small businesses can face employment-related claims, making EPLI a crucial part of risk management.

This coverage can be purchased as a standalone policy or added to a Business Owner’s Policy (BOP) or General Liability Insurance for extra protection.

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## EPLI Insurance Quotes

As an independent insurance agency, we have access to multiple top-rated insurance companies. Our team will take the time to compare rates and find you the best deal!

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