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Commercial Vehicle Insurance
What is commercial auto insurance?
Commercial auto insurance functions similarly to personal auto insurance, offering coverage for liability, collisions, comprehensive damage, medical payments (or personal injury protection), and protection against uninsured (UM) or underinsured motorists (UIM). However, in certain states, UM/UIM coverage is optional and may be declined in writing.
It’s important to recognize that commercial auto insurance differs from personal auto policies in key ways, as it is specifically designed to cover vehicles used for business purposes, providing broader protection tailored to commercial needs.
