Complete Guide to Construction Insurance in California: 2025 Edition

Written by Luke Leyton | Jul 29, 2025 5:59:41 PM

Are you overwhelmed trying to figure out what construction insurance you legally need in California, and what coverage will protect your business?

Do you know which policies are mandatory for your license, which are optional but essential, and how much you should be paying?

In this complete guide, we’ll walk you through California’s construction insurance landscape—from CSLB requirements and workers’ comp classifications to risk management, premium estimates, and how to select the right carrier.

You’ll also get access to our free 50-page downloadable guide, including coverage checklists, cost calculators, CSLB compliance templates, and more.

[DOWNLOAD COMPLETE GUIDE →]

Table of Contents

  1. California Construction Insurance Overview
  2. CSLB Insurance Requirements
  3. Essential Coverage Types
  4. Workers' Compensation in Detail
  5. General Liability Protection
  6. Commercial Auto Coverage
  7. Specialized Coverage Options
  8. Cost Factors and Pricing
  9. Risk Management Strategies
  10. Choosing Insurance Carriers
  11. Claims Management
  12. Regulatory Compliance

California Construction Insurance Overview