--- title: Commercial Auto Insurance description: Protect your business vehicles with commercial auto insurance. Get coverage for accidents, liability, and property damage—customized for trucks, vans, and company cars. --- [Skip to main content](https://proriskinc.com/commercial-auto-insurance#maincontent) [![Eriq Logo](https://proriskinc.com/hs-fs/hubfs/Eriq%20Logo.png?width=200&height=141&name=Eriq%20Logo.png) ![Eriq Logo](https://proriskinc.com/hs-fs/hubfs/Eriq%20Logo.png?width=200&height=141&name=Eriq%20Logo.png)](https://proriskinc.com/?hsLang=en) Type of Coverage - [Small Business Insurance](https://proriskinc.com/small-business-insurance) - [Cyber Liability Insurance](https://proriskinc.com/cyber-liability-insurance/) - [Trucking Insurance](https://proriskinc.com/pro-trucking-insurance) - [Contractors Insurance](https://proriskinc.com/contractors-insurance) [Who We Serve](https://marketplace.impactplus.com) [Learning Center](https://proriskinc.com/prorisk-insurance-blog?hsLang=en) [About Us](https://marketplace.impactplus.com) [Get a Quote](https://proriskinc.com/get-a-quote?hsLang=en) Search for topics or resources Enter your search below and hit enter or click the search icon. Search for topics or resources Close Search Type of Coverage Type of Coverage [Small Business Insurance](https://proriskinc.com/small-business-insurance?hsLang=en) [Cyber Liability Insurance](https://proriskinc.com/cyber-liability-insurance/?hsLang=en) [Trucking Insurance](https://proriskinc.com/pro-trucking-insurance?hsLang=en) [Contractors Insurance](https://proriskinc.com/contractors-insurance?hsLang=en) [Who We Serve](https://marketplace.impactplus.com) [Learning Center](https://proriskinc.com/prorisk-insurance-blog?hsLang=en) [About Us](https://marketplace.impactplus.com) [Get a Quote](https://proriskinc.com/get-a-quote?hsLang=en) ProRisk Insurance # Commercial Auto Insurance Protect your employees and your business [Get a Free Quote](https://proriskinc.com/get-a-quote?hsLang=en) Commercial Vehicle Insurance ## What is commercial auto insurance? Commercial auto insurance functions similarly to personal auto insurance, offering coverage for liability, collisions, comprehensive damage, medical payments (or personal injury protection), and protection against uninsured (UM) or underinsured motorists (UIM). However, in certain states, UM/UIM coverage is optional and may be declined in writing. It’s important to recognize that commercial auto insurance differs from personal auto policies in key ways, as it is specifically designed to cover vehicles used for business purposes, providing broader protection tailored to commercial needs. ![Commercial Auto Insurance iamge](https://proriskinc.com/hs-fs/hubfs/Commercial%20Auto%20Insurance%20iamge.webp?width=1024&height=577&name=Commercial%20Auto%20Insurance%20iamge.webp) ## Commercial auto insurance provides coverage options like: ![Image ALT Tag](https://proriskinc.com/hubfs/raw_assets/public/@marketplace/IMPACT/Trust/images/placeholder/checkmark.svg) ### Damage to your vehicle ![Image ALT Tag](https://proriskinc.com/hubfs/raw_assets/public/@marketplace/IMPACT/Trust/images/placeholder/checkmark.svg) ### Injuries to a driver ![Image ALT Tag](https://proriskinc.com/hubfs/raw_assets/public/@marketplace/IMPACT/Trust/images/placeholder/checkmark.svg) ### injury to someone else ![Image ALT Tag](https://proriskinc.com/hubfs/raw_assets/public/@marketplace/IMPACT/Trust/images/placeholder/checkmark.svg) ### Property damage ![Image ALT Tag](https://proriskinc.com/hubfs/raw_assets/public/@marketplace/IMPACT/Trust/images/placeholder/checkmark.svg) ### Towing & labor ProRisk Insurance ## Commercial Auto Quotes As an independent insurance agency, we have access to multiple top-rated insurance companies. Our team will take the time to compare rates and find you the best deal! ### **Ready To Get Started?** [Get a Free Quote](https://proriskinc.com/get-a-quote?hsLang=en) Licensed in CA, NV, AZ, and TX ![Licensed Map](https://proriskinc.com/hs-fs/hubfs/Licensed%20Map.webp?width=203&height=128&name=Licensed%20Map.webp)   Office ProRisk Insurance 65 Enterprise Aliso Viejo, CA 92656 (888) 493-8055 Quick Links - [About Us](https://marketplace.impactplus.com) - [Blog](https://proriskinc.com/prorisk-insurance-blog?hsLang=en) - [Business Insurance](https://proriskinc.com/small-business-insurance?hsLang=en) - [Personal Insurance](https://marketplace.impactplus.com) © 2026 ProRisk Insurance All Rights Reserved. [Privacy Policy](https://marketplace.impactplus.com) [Terms & Conditions](https://marketplace.impactplus.com)